.vd-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:48px}.vd{background:var(--bg);border:1.5px solid var(--bdr);border-radius:var(--rl);padding:28px 24px;transition:all .2s}.vd:hover{border-color:var(--b);transform:translateY(-2px);box-shadow:0 6px 20px rgba(31,50,139,.07)}.vd-ic{width:44px;height:44px;border-radius:11px;background:var(--bl);display:flex;align-items:center;justify-content:center;font-size:20px;margin-bottom:14px}.vd h3{font-size:16px;font-weight:800;color:var(--t);margin-bottom:8px;letter-spacing:-.2px}.vd p{font-size:13px;color:var(--tm);line-height:1.7}.stappen{display:flex;flex-direction:column;margin-top:36px;max-width:760px}.stap{display:flex;gap:18px;padding:22px 0;border-bottom:1px solid var(--bdr)}.stap:last-child{border-bottom:none}.stap-n{width:32px;height:32px;border-radius:50%;background:var(--bl);border:1.5px solid rgba(31,50,139,.2);display:flex;align-items:center;justify-content:center;font-size:13px;font-weight:800;color:var(--b);flex-shrink:0;margin-top:2px}.stap h3{font-size:15px;font-weight:700;color:var(--t);margin-bottom:5px}.stap p{font-size:14px;color:var(--tm);line-height:1.7}@media(max-width:1024px){.vd-grid{grid-template-columns:1fr 1fr}}@media(max-width:768px){.vd-grid{grid-template-columns:1fr;gap:12px}}